Are you looking for a way to save money on your auto insurance? Look no further than IntelliDrive, the innovative mobile app offered by Travelers Insurance. With its advanced driving technology, IntelliDrive provides numerous benefits, including monitoring your speed and levels of distraction while driving. Let’s explore how this app can help you save money on your auto insurance.
What is IntelliDrive?
IntelliDrive is a 90-day program that utilizes a smartphone app to monitor your driving performance. As a new Travelers customer, enrolling in this program can lead to savings on your car insurance policy’s first term. The program is available in Ontario and is effective for any new client policies. By demonstrating safe driving habits, you can qualify for savings of up to 30% at renewal. However, riskier driving habits may result in a higher premium. The app monitors various driving habits, including speed, acceleration, braking, time of day, and distractions such as cell phone use.
You are viewing: The Benefits of IntelliDrive: Saving Money on Auto Insurance
How does the Travelers Insurance IntelliDrive app work?
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Once you install the IntelliDrive app on your mobile device, it will automatically detect when you get into your vehicle and start tracking your trips. After the 90-day data collection period, the app will assess your overall driving performance. This evaluation extends to all drivers covered by your insurance policy. The results will then be reflected in your rate when your policy renews. Additionally, after each trip, you can review a map of your route. It’s important to note that the location data collected will not affect your insurance rate. To ensure the app functions properly, make sure your cellular device, the app itself, location services, and Wi-Fi/data are all enabled. The discount you receive will remain on your policy as long as you have an active policy with Travelers Insurance.
How do I download the IntelliDrive app?
To download the IntelliDrive app, you will receive a text from Travelers Insurance containing a downloadable link. Alternatively, you can find the app in the app store of your device.
Is the app compatible with my smartphone device?
IntelliDrive is compatible with Apple iPhones 4S and later models, but it requires iOS 11.0 or newer. For Android users, all phones with cellular, Wi-Fi, and GPS chips are acceptable. However, Android 6 (Marshmallow) or newer is required.
What impact does IntelliDrive have on my insurance premium?
The app calculates your insurance premium based on the performance of each driver covered under your policy. By practicing safe driving habits, you can potentially save up to 30% on your premium.
How does IntelliDrive score my phone use as a distraction?
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Using your cellular device while driving is illegal and a common distraction among drivers. The IntelliDrive app takes this into account and negatively impacts your distraction score if it detects any handheld interaction with your phone. This includes making phone calls, texting, typing, and tapping on the phone. However, running apps that do not require interaction, such as navigation or music playing in the background, will not negatively affect your distraction score.
How does IntelliDrive know if I am the driver or a passenger?
The app does its best to determine whether you are the driver or a passenger. However, if there is a mistake, you have up to 10 days to change the driver/passenger information for a recent trip.
Additional details about the IntelliDrive app
- You can opt out of the IntelliDrive program within 45 days of enrollment without any impact on your insurance, except for the loss of your participation discount. After the 45-day period, your IntelliDrive score may affect your premium at the next renewal if you have driven at least 800 km.
- For more information about the IntelliDrive app, visit MyTravelers.com or refer to the informational page in your new policy package.
- Travelers Insurance encourages all drivers on the policy to download the IntelliDrive app. They will send reminder text messages to drivers who haven’t installed the app. Failure to install the app may result in the removal of the driver from the program, affecting your enrollment discount.
- If you purchase a new mobile device, simply re-download the IntelliDrive app from your device’s app store, and the 90-day program will continue where you left off.
- The IntelliDrive app uses a minimal amount of battery when not driving and slightly more during trips. Most users won’t notice a significant difference in battery life after installing the app. Additionally, the app is designed to minimize data usage.
For further information about the IntelliDrive app, contact Travelers Insurance at 1.888.505.1217.
travelers.com/IntelliDrive
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