Risks may also be defined as statistically verifiable or statistically nonverifiable. Statistically verifiable risks are risks for voluntary or involuntary activities that have been determined from direct observation. These risks can be compared to each other. Statistically nonverifiable risks are risks from involuntary activities that are based on limited data sets and mathematical equations. For example, we know the risk of a meteorite hitting a person is low, but because there is no record of such an event ever happening it is statistically nonverifiable. Statistically verifiable and nonverifiable risks are similar to apples and oranges in that they are both fruits but are so different that comparisons should not be made between the two.
What are the risks of some common activities and events?
Risks associated with different activities and phenomena vary greatly. For example, as the Riskometer illustrates, the chance of getting struck by lightning in the United States is low compared to fatality due to fire. These are involuntary risks, those that we have little control over.
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Voluntary risks, on the other hand, are associated with activities that are largely controllable. Risk is a part of living; consequently, we are constantly evaluating the risks that face us on a daily basis. You may not be conscious of this assessment, as it is often ingrained in our thought processes; however, you are considering risks, especially as they relate to voluntary activities, to ensure that you and those close to you are out of harm’s way. For example, when leaving the house in the morning, you may consider if there is a chance of rain. The risk of getting soaked on the way to work is a risk you could avoid by carrying an umbrella.
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Of course, there are many common activities that present more serious potentially life threatening risks. Transportation may be one of the most serious voluntary risks that we take on a regular basis. Driving a car or a motorcycle has a relatively high risk of injury due to accidents.
Many of us may depend on driving a car to get to work or other destinations; therefore, we are willing to take the risk in order to support our families and for the convenience it provides. To reduce the risk of accident and injury, safe guards such as air bags and antilock brakes are standard features on most vehicles. In addition, we can take risk precautions, such as reducing speed, increasing following distance in poor driving conditions, and wearing seat belts.
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