For some people, getting injured at work can be financially crippling. With the bills mounting, getting your workers comp check on time is absolutely important. That’s why it can be really annoying when your workers comp check is late.
Unfortunately, tracking your worker’s comp check may not be that easy.
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While some states have online facilities that let you track your workers comp check, most of the country doesn’t. In addition, workers comp checks are typically mailed. So you can just imagine how many times it changed hands before it reaches your mailbox.
If you want to know where your money is right now, here’s a quick guide on how to track your workers comp check.
When Should You Receive Your Workers Comp Check?
Florida statutes require that you receive your first workers comp check within 21 days after reporting your injury. Provided, of course, that your claim is approved immediately. If your insurance provider denies your claim, the appeals process can take months or even years.
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However, if you’ve already received a benefit check before, you should get it once every two weeks. Though it may not always arrive on the same day.
For instance, if you received your check two weeks ago on a Wednesday, this week, it may arrive on a Monday or a Friday. Even if your insurance provider sends it on the same day every two weeks, the post office may not keep to the same schedule.
Why Workers Comp Checks Get Delayed
There are a lot of reasons why your workers comp check gets delayed. The most common ones are:
1. Clerical Error
With so many claims to process every single day, the insurance staff are bound to make clerical errors at some point. And fixing those mistakes can delay your benefit check.
2. Your Workers Comp Adjuster Has Changed
Each claimant is assigned a specific workers comp claims adjuster. But let’s not forget that claims adjusters are employees too. If they resign or go on a long break, turning over the responsibilities can take time. Obviously, this can also affect your payment schedule.
3. Your Personal Details Have Changed
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Changes in your personal details like your name or address can also delay your workers comp check. For one, the insurance company may have used your old name while printing the check. They may need to cancel it and issue another one. Your mailman will most likely have a hard time finding you too. All of these will delay your check even further.
4. You Moved
If you moved and haven’t informed your insurance provider, your check is still addressed to your old home. As such, it’s most likely still sitting in your old mailbox.
5. The Mail is Delayed
It’s not exactly a secret that the post office is not the most reliable of services. Bad weather, federal holidays, and any untoward incidents can all delay your workers comp check.
6. The Insurance Carrier Stopped Your Benefits
In some cases, a delayed workers comp check isn’t just delayed. It’s not arriving anymore because your insurance carrier stopped your benefits.
There are several reasons why workers comp benefits can get stopped including:
- the insurance carrier suspects you of fraud
- you already reached maximum medical improvement (MMI)
- you’re already back at work
Source: https://t-tees.com
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