Full details of our charges and fees can be found in our Travel Money Card terms and conditions.
The Post Office Travel Money Card is intended for use in the countries where the national currency is the same as the currencies on your card. If the currency falls outside of any of the 22 we offer on your card, you’ll be charged a cross-border fee. For example, using your card in Brazil will incur a cross-border fee because we do not offer the Brazilian real as a currency.
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Cross border fees are set at 3% and are only applicable when you use your currency in a country other than the ones we offer.
For more information on cross border fees, please visit our cross border payment page.
There are no charges when using your card in retailers in the country of the currency on the card. This means that a €20 purchase in Spain would cost you €20 and will be deducted from your euro balance.
To avoid unnecessary charges to your card, wherever asked, you should always choose to pay for goods or withdraw cash in the currencies of your card. For example, if you are using the card in Spain you should always choose to pay in euro if offered a choice; choosing to pay in sterling (GBP) in this example would allow the merchant to exchange your transaction from euro to sterling. This would mean your transaction has gone through two exchange rate conversions, which will increase the total cost of your transaction.
For loads in Great British pounds, a load commission fee of 1.5% will apply (min £3, max £50). A monthly maintenance fee of £2 will be deducted from your balance 12 months after your card expires. Expiration dates can be found on your TMC; all cards are valid for up to 3 years.
A cash withdrawal fee will be charged when withdrawing cash from a UK Post Office branch or from any ATM globally that accepts Mastercard.
We have listed all available currencies and their associated withdrawal limits and charges below:
EUR – euro Max daily cash withdrawal: 450 EUR Withdrawal charge: 2 EUR
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USD – US dollar Max daily cash withdrawal: 500 USD Withdrawal charge: 2.5 USD
AED – UAE dirham Max daily cash withdrawal: 1,700 AED Withdrawal charge: 8.5 AED
AUD – Australian dollar Max daily cash withdrawal: 700 AUD Withdrawal charge: 3 AUD
CAD – Canadian dollar Max daily cash withdrawal: 600 CAD Withdrawal charge: 3 CAD
CHF – Swiss franc Max daily cash withdrawal: 500 CHF Withdrawal charge: 2.5 CHF
CNY – Chinese yuan Max daily cash withdrawal: 2,500 CNY Withdrawal charge: 15 CNY
CZK – Czech koruna Max daily cash withdrawal: 9,000 CZK Withdrawal charge: 50 CZK
DKK – Danish krone Max daily cash withdrawal: 2,500 DKK Withdrawal charge: 12.50 DKK
GBP – Great British pound Max daily cash withdrawal: 300 GBP Withdrawal charge: 1.5 GBP
HKD – Hong Kong dollar Max daily cash withdrawal: 3,000 HKD Withdrawal charge: 15 HKD
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HUF – Hungarian forint Max daily cash withdrawal: 110,000 HUF Withdrawal charge: 600 HUF
JPY – Japanese yen Max daily cash withdrawal: 40,000 JPY Withdrawal charge: 200 JPY
NOK – Norwegian krone Max daily cash withdrawal: 3,250 NOK Withdrawal charge: 20 NOK
NZD – New Zealand dollar Max daily cash withdrawal: 750 NZD Withdrawal charge: 3.5 NZD
PLN – Polish zloty Max daily cash withdrawal: 1,700 PLN Withdrawal charge: 8.5 PLN
SAR – Saudi riyal Max daily cash withdrawal: 1,500 SAR Withdrawal charge: 7.50 SAR
SEK – Swedish Krona Max daily cash withdrawal: 3,500 SEK Withdrawal charge: 20 SEK
SGD – Singapore dollar Max daily cash withdrawal: 500 SGD Withdrawal charge: 3 SGD
THB – Thai baht Max daily cash withdrawal: 17,000 THB Withdrawal charge: 80 THB
TRY – Turkish lira Max daily cash withdrawal: 1,500 TRY Withdrawal charge: 7 TRY
ZAR – South African rand Max daily cash withdrawal: 6,500 ZAR Withdrawal charge: 30 ZAR
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