Acima lease-to-own program allow you to get key items like furniture, mattresses, appliances, tires, electronics, jewelry, and more—all without credit*. Search for a store and apply online, or go straight to a location where they can help you out as well. No credit is needed with Acima Credit.
AcceptanceNow is now Acima Credit
Looking for AcceptanceNow stores? AcceptanceNow is now known as Acima Credit and still offer the same lease to own options for home furnishings, home electronics and more.
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Buy what you need when you need it up to $5000, and they’ll give you 12 months to pay it off with flexible payment options (weekly, bi-weekly, twice monthly or monthly). They even offer a 25% off early payoff discount.
- No Credit Scores
- Instant Approvals
- Easy Payment Options
Want to know if Acima Credit is right for you? Read our guide to Acima Lease-to-Own financing here.
Here is the list of online stores that accept Acima Credit for payment to buy now and pay later:
Jewelry & Fashion Stores
Acima jewelry financing is easy at these popular online fine jewelers jewelers!
ItsHot
ItsHot.com is top-tier jewelry company in the United States, known for providing custom pieces to urban jewelry lovers with iced-out detailing that complements their street style. With a lease-to-own program from ACIMA, you can lease gold and fine diamond jewelry from Itshot.com and pay for them over time, even with bad or no credit. The program requires only a $70 deposit at checkout, and payment terms include an 90-early purchase option, if approved.
Is ItsHot.com legit?
Yes, ItsHot.com is a legitimate company to buy luxury jewelry, rings, chains, and more. They have a storefront in the famous Diamond District in NYC and an online store. All pieces, including watches, are authenticated and come with a 1 year warranty. Diamonds and jewelry over $500 in value include an appraisal upon request for insurance purposes. Ordering online from ItsHot.com is completely secure, and the site is protected with an SSL certificate. Shop ItsHot.com today and find your perfect financing option!
Frost NYC – Hip Hop Gold Jewelry
One of the largest hip-hop jewelry manufacturers in the United States, Frost has built a reputation for giving urban jewelry lovers custom pieces that are crafted with iced out detailing that will complement their street style.
With a lease to own program from ACIMA, you can lease your gold and fine diamond jewelry from Frost NYC and then pay for them over time, even if you have bad or no credit at all. To start you only pay a $70 deposit at checkout. Payment terms include an 90-early purchase option, if approved.
Is Frost NYC legit?
Yes, Frost NYC is a legit company to buy luxury hip-hop gold jewelry, rings, chains and more. Frost has a NYC storefront in the famous Diamond District and online store. All pieces including watches are authenticated and come with a lifetime warranty. Diamonds and jewelery over $500 in value include an appraisal upon request for insurance purposes.
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Ordering online from Frost NYC Jewelers is completely secure, the site is protected with an SSL certificate.
Shop Frost NYC today and find your perfect financing option!
Omni Jewelry
Omni is a family owned jewelry offering a wide selection of trendy jewelry, diamond and fine watches, so you’re sure to find something you’ll like. Finance your fine jewelry at Omni with ACIMA. They offer a low $50 down payment , no credit needed and finance up to $5,000 based on approval.
Mattress Stores
Mattress Savvy
Mattresses, and bedroom furniture sets.
DreamCloud
Nectar Sleep
Furniture & Appliance Stores
Better Home Store
Home Furnishings & Appliances
Affordable Home Furniture
All Home furniture from Sofas to Tables
Alyssa’ Home Furnishings
Florida based “campus” of home furnishings, home decor, gifts, antiques, clothing, green egg smoker grill and more. NEW rustic, industrial, and farmhouse style furniture and home decor!
CB Furniture
Home furnishings store based in Texas. Ask in-store about ACIMA credit options.
Kids Furniture Warehouse
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Florida based chain of furniture stores for bunk beds, loft beds, kids bedroom sets and baby/toddler furniture.
Gilles Brothers
Lawnmowers and home garden equipment.
Buy Furniture Now, Pay Later with Stores that offer Payment Plans
Car Accessories & Stereo Stores
Audio Max
Buy new car stereos, speakers, amps and more at Audio Max. Up to $2,000 approval in seconds with Acima. $50 initial deposit payment. Credit reporting to Experian.
Down 4 Sound
Home and car stereo equipment. Down4sound offers the latest and greatest financing options to our customers. We offer Snap Finance and Anima, no credit checks!
Buy Now Pay Later Sites with No Credit Check
Perfection Wheels
Perfection Wheels, we strive to give our customers the flexibility necessary to make there needs a reality. We offer credit through the Acima Credit for your next purchase of wheels, tires and other auto accessories.
Speedzone
Tire Town
Tire Town has four locations serving Leavenworth, KS, Shawnee, KS, Olathe, KS, Kansas City, KS, Independence, MO, and surrounding areas. Ask in store about Acima credit options.
Simple Tire
Tires for any type of vehicle, Simple Tire offers 55 million tires from over 300+ brands, 15 tire types including specialty, commercial, and farm tires.
Wheel & Tire Connection
Acima Credit was formerly known as Simple Finance and is known as a lease-to-purchase specialist. If you do not qualify for Acima Credit, we suggest checking out Snap Finance, Affirm, Klarna, Bread and/or Zibby. Or apply for a personal loan to spend on anything you want at anywhere you choose.
Are we missing any Acima Credit stores? Leave a comment, and we will update the list as we learn of more stores that accept Acima Finance for payment. If you are a merchant that would like to be added to our list of stores for free, please contact us.
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