Dena Standley | July 17, 2023
Edited by Hannah Locklear
You are viewing: Who Does Alliant Capital Management Collect For
Alliant Capital Management is a debt collector. So a call from them probably means one thing: you are in debt, and the account is past due. Occasionally, the call is misplaced, so the debt may not even be yours.
Even though Alliant Capital Management LLC says they do not sue consumers, your original creditor can take you to court if the recovery is unsuccessful. Even if you are not facing a lawsuit, the calls and harassment can still become a life stressor. And if they decide to report your delinquent account to the credit reporting bureaus, your credit score can take a serious hit.
This article will answer your most pressing questions about Alliant Capital Management, LLC, while providing insight into how to deal with debt collectors in general. First, who are they?
Sued for by Alliant Capital Management? Settle your debt and move on.
Who is Alliant Capital Management?
Alliant Capital Management, LLC is a legitimate third-party debt collection company. It’s been in business since 2013.
Use this address to contact Alliant Capital Management:
1965 Sheridan Drive, Suite 100 Buffalo, NY14223
Or call: 716-362-0907
The official website is alliantcapital.net.
Who does Alliant Capital Management collect for?
Alliant Capital Management collects for various lenders, retail credit providers, and a host of other creditors. You need to establish your alleged original creditor and when the company transferred your account to Alliant Capital.
Where do I file complaints against Alliant Capital Management?
You can report any complaints to the BBB, FTC, or CFPB. You will join dozens of consumers who have already expressed displeasure with Alliant Capital Management.
Although the company has an A rating on its BBB profile, it has had to close 93 complaints in just the last three years. And as of October 2022, it’s not yet BBB accredited. Customer reviews average 1/5 stars. Similarly, the CFPB has reported nearly 250 complaints against Alliant Capital Management in the last ten years.
Let’s take a look at a real complaint against Alliant Capital on its BBB profile:
“Alliant Capital has been contacting people I know trying to locate me, including leaving harassing voicemails on my minor child’s cell phone. They claim to have attempted to contact me via mail, but I have not received any written notice. The voicemail left for me was threatening and vague….”
If these allegations are true, Alliant Capital has a case to answer. Under the FDCPA guidelines, a debt collector should not threaten or harass you.
What should I do when Alliant Capital contacts me?
It’s wise to ask that all communication take place in writing. That way, you have proof of every correspondence, and any agreements you make are on record.
Whether you think the debt is yours or not, you should always ask for validation. Sending a Debt Validation Letter to Alliant Capital Management reports the debt as disputed. They must provide proof of the debt—for example, who is the original creditor? What’s the debt payment history? Which interests apply? What’s the current status of the account?
Alliant Capital should stop contacting you if they can not provide adequate answers to your questions.
Make your Debt Validation Letter in minutes with SoloSuit..
Check your credit report regularly to ensure Alliant is not reporting inaccurate details there. Dispute each error immediately with the bureau that reported the error and the company that provided the erroneous information.
Will Alliant Capital Management sue me?
Alliant Capital Management states on its website that they don’t usually sue. But the threat of a debt collection lawsuit is never too far away when a collection agency contacts you.
The Debt Validation Letter mentioned above can help you escape a lawsuit. However, you may still have a way out if your creditor takes you to court. The graphic below outlines the different routes a debt lawsuit can typically take:
If you’re being sued for a debt, you must take action fast. Follow these three steps to respond to a debt collection lawsuit::
- Answer every claim on the Complaint document: Read the Complaint document carefully and respond to each claim. You may deny, agree, or deny for lack of knowledge. By denying a claim, you are saying you need proof. If you agree, then you are accepting liability. Denying a claim for lack of knowledge says you don’t understand and may need further clarification.
- Submit your affirmative defenses: Submitting or asserting your affirmative defenses is simply stating your case (why you believe you are not guilty of the claims). For example, you can argue that there’s no basis for the lawsuit because the creditor has not mentioned the law you allegedly violated.
- Send the Answer to the court and the creditor’s attorney: Making sure your Answer reaches the court in time is paramount. You don’t have too long (14-35 days), so respond at the earliest possible opportunity. Granted, you may find creating an Answer document daunting if it’s your first time. If that’s the case, you can conveniently use SoloSuit to make one in 15 minutes. Your answers to a few direct questions are all that we need to generate your legal response. SoloSuit can have an attorney review your Answer and file it with the court at a small fee if you so prefer.
You can learn more about these three steps in this video:
You can draft and file an Answer with SoloSuit in all 50 states..
Here’s an example of how responding to a debt collection lawsuit can be a lifesaver.
Settle the debt with SoloSettle
SoloSettle is the perfect tool for you if you acknowledge the debt and are willing to make an offer to settle in exchange for the creditor withdrawing the lawsuit.
Settle a debt for less outside court
Learn more about how debt settlement can benefit you and how to reach a settlement agreement:
The points discussed here can help you deal with Alliant Capital Management at every step—from when they first contact you to removing them from your credit report and winning a lawsuit, SoloSuit can help you each step of the way.
What is SoloSuit?
SoloSuit makes it easy to fight debt collectors.
You can use SoloSuit to respond to a debt lawsuit, to send letters to collectors, and even to settle a debt.
SoloSuit’s Answer service is a step-by-step web-app that asks you all the necessary questions to complete your Answer. Upon completion, we’ll have an attorney review your document and we’ll file it for you.
>>Read the FastCompany article: Debt Lawsuits Are Complicated: This Website Makes Them Simpler To Navigate
>>Read the NPR story on SoloSuit. (We can help you in all 50 states.)
How to answer a summons for debt collection in your state
Here’s a list of guides for other states.
All 50 states.
- Alabama
- Alaska
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Hawaii
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
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- Mississippi
- Missouri
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- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Guides on how to beat every debt collector
Being sued by a different debt collector? Were making guides on how to beat each one.
- Absolute Resolutions Investments LLC
- Accredited Collection Services
- Alliance One
- Amcol Clmbia
- American Recovery Service
- Asset Acceptance LLC
- Asset Recovery Solutions
- Associated Credit Services
- Autovest LLC
- Cach LLC
- Cavalry SPV I LLC
- Cerastes LLC
- Colinfobur
- Covington Credit
- Crown Asset Management
- CTC Debt Collector
- Cypress Financial Recoveries
- Delanor Kemper & Associates
- Eagle Loan of Ohio
- Educap
- Estate Information Services
- FIA Card Services
- Forster & Garbus
- Freshview Solutions
- Fulton Friedman & Gullace LLP
- Harvest Credit Management
- Howard Lee Schiff
- Hudson & Keyse LLC
- Integras Capital Recovery LLC
- Javitch Block
- Jefferson Capital Systems LLC
- LVNV Funding
- Mannbracken
- Mariner Finance
- Medicredit
- Michael J Adams PC
- Michael J Scott
- Midland Funding LLC
- Mullooly, Jeffrey, Rooney & Flynn
- Mountain Land Collections
- MRS Associates
- National Collegiate Trust
- Nationstar Foreclosure
- Northstar Capital Acquisition
- NCEP LLC
- NRC Collection Agency
- OneMain Financial
- Palisades Collection LLC
- Pallida LLC
- Paragon Revenue Group
- Pinnacle Collections Agency
- PMAB LLC
- Portfolio Recovery Associates
- Provest Law
- PYOD LLC
- Reunion Student Loan Finance Corporation
- Revenue Group
- Regents and Associates
- RSIEH
- Salander Enterprises LLC
- Second Round Sub LLC
- Security Credit Services
- Sherman Financial Group
- Suttell and Hammer
- T-Mobile
- Transworld Systems
- Tulsa Teachers Credit Union
- UCB Collection
- Velo Law Office
- Velocity Investments
- Waypoint Resource Group
- Weinberg and Associates
- Wolpoff & Abramson
Win against credit card companies
Is your credit card company suing you? Learn how you can beat each one.
- Bank of America
- Capital One
- Chase
- Credit One Bank
- PayPal Synchrony Card
- SYNCB/PPEXTR
- Synchrony Bank
- Target National Bank
- Wells Fargo
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Defending Yourself in Court Against a Debt Collector
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