Who Is Responsible If A Learner Driver Crashes

If the student driver lives at a different address (as with an adult learning to drive, for example), they’ll have to get their own policy or share a policy with someone they live with. They’ll need at least the minimum required car insurance for their state.

What should you do if you have an accident with a learner’s permit?

Like any other accident, you should exchange insurance information with the other driver, call the police, and wait for help. You’ll probably need to provide a statement to the police. You should also take photos and notify your insurance company of the accident, even if you were driving a car owned by a driving school instead of a family car.

Learn more about the steps to take after an accident.

What happens if a student driver gets pulled over?

If a driver with a learner’s permit gets a ticket, the consequences will depend on your state GDL laws and the circumstances of the violation. For example, a ticket for a student driver might include:

  • A fine
  • A longer period before they get their intermediate or full license
  • Suspension of their learner’s permit
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Serious circumstances like a DUI may even result in arrest.

Can a student driver who had an accident or ticket still get their license?

Depending on your state GDL laws, if a student driver gets a moving violation, they may have their learner’s permit taken away, or they may have to wait longer to get their license. It’s also possible that they can move forward with getting their license as usual. Check the details of the violation and your local laws to understand your specific circumstances.

If a student driver was in an accident that wasn’t their fault, it likely won’t affect their ability to get their intermediate or full license.

How to get insurance for a student driver

New Progressive customers

Get a car insurance quote online or call 1-866-749-7436 and we’ll help customize coverage to the new driver in your family.

Current Progressive customers

Add your family’s newest learner’s permit holder by logging into your policy or calling 1-866-749-7436.

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