Car accidents can be a stressful and costly experience. In addition to the usual expenses involved in a wreck, you may also have to deal with towing and storage fees. When your car becomes inoperable after an accident, it is often taken to a tow yard. This raises important questions: Who is responsible for paying for the towing and storage? Do you have to foot the bill even if the accident wasn’t your fault? Should you retrieve your vehicle from the tow yard immediately? The process can be confusing, but we have the answers to these frequently asked questions.
Determining Liability for Towing and Storage Fees
Towing and storage fees can quickly add up, especially as your vehicle remains in storage. Who is responsible for these expenses depends on who was at fault for the accident. If you were responsible for the accident, you or your insurance company will have to cover the towing and storage fees. On the other hand, if another driver caused the accident, their insurance company should be responsible for paying these costs. To ensure you don’t have to pay out of pocket, make sure to obtain the other driver’s insurance and contact information.
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In cases where the at-fault driver doesn’t have insurance or their insurance policy doesn’t cover towing and storage, you should reach out to your own insurance company. Your insurance policy may include uninsured/underinsured coverage, which can help cover vehicle damages and expenses if you are involved in an accident with an underinsured or uninsured driver. However, once your coverage runs out, you will be responsible for the towing and storage fees.
Promptly Retrieving Your Vehicle from Storage
It is essential to retrieve your vehicle from storage as soon as possible. Even if you are not financially responsible for the towing and storage fees, you are obligated to take reasonable care to minimize further expenses. Failing to remove your vehicle promptly can result in unnecessary expenses that either you, your insurance company, or the at-fault driver’s insurance company will have to pay. Leaving your vehicle in storage for an extended period can lead to extremely high fees that can amount to thousands of dollars.
What If You Can’t Afford Towing and Storage Fees?
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If you don’t have insurance coverage or the funds to pay for towing and storage, the towing company will not release your vehicle. After a few weeks, if you still haven’t paid the towing and tow yard fees, the towing company may opt to auction off your car. It’s important to remember that the towing company is not concerned about who caused the accident. If the fees are not covered by the at-fault driver’s insurance or your own insurance company, you will need to pay the towing company to avoid losing your car.
Seek Legal Assistance when Dealing with Insurance Companies
Insurance companies aim to pay as little as possible for car accidents, including your own insurance provider. Instead of contacting your insurance company right away, it’s advisable to consult with a car accident lawyer. They can help you navigate the process and ensure that your insurance company doesn’t downplay the amount they should cover for your vehicle damages, towing and storage costs, and any additional expenses. Insurance companies may also try to underpay for any injuries you sustained in the accident.
Contact a Car Accident Attorney Today
If you or a loved one have been involved in a car accident, it is crucial to seek legal representation. At Crossen Law Firm, we specialize in representing accident victims and helping them receive the compensation they deserve for vehicle damages, towing and storage fees, and personal injuries. Having an experienced car accident lawyer by your side ensures that you won’t have to pay out of pocket for your vehicle and medical expenses. We have successfully helped numerous clients obtain rightful compensation from negligent drivers and insurance companies. Call our office at 317-401-8626 or contact us online here for a consultation.
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